RV Extended Warranty: Pros And Cons

Buying an RV for recreational purposes is one of the most fulfilling things you can do for yourself. While you own it, maintaining it to perfection is a priority you cannot ignore. Repairs and routine maintenance services cannot be avoided, which means you need to have a secure plan for them.

After you buy an RV and the manufactures warranty expires you may need to make arrangements for the cost of repairs. Such an arrangement is through the purchase of an extended RV warranty.

What is an extended RV warranty?

An extended RV warranty is a documented agreement between you and an auto repair brand to cater to the costs of some repairs. It’s also known as a vehicle service contract and is undoubtedly worth it if you are looking for a stress-free RV ownership. The contract covers certain repairs that you will indicate in the agreement and is usually purchased after the expiry of the manufactures warranty. However, there are also instances where the two can overlap, but you will have to notify both parties about it.

Why would you want an extended RV warranty?

Before buying an extended RV warranty, you need to ask yourself why you need it, and it’s an ideal decision for you. One of the reasons why you need to buy an extended RV warranty is to cater for repair expenses even when you do not have cash. As you purchase the warrant, you have peace of mind for unpredictable times which you may not have the cash needed to pay for the repairs.

Repairs will be done by the auto-dealer who you are in contract with provided you have updated payments to the warranty. Another reason why you need to purchase one is that you have a wide range of brands to choose from. A manufactures warranty limits you to only getting repairs from the brand. However, once you buy an extended RV warranty, you have various competitive options at your disposal that will offer you value for your money.

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When to buy an extended RV warranty? Before or after purchasing the RV

The decision on timing to purchase an extended RV warranty can get confusing for many. After buying an RV while new, the manufacturer will offer you a warranty on repairs. In this case, it can be entirely unnecessary for you to get an extended RV warranty again. However, you can do it to cater to other repairs that are not covered by the initial warranty.

If you are buying an old RV, the buy can be before you purchase it so that you have no stress while having your first month rides because you may not be sure about its current state. Most manufacture’s warranty lasts between 1-3 years, and after that, you may now need to buy the warranty to cater for repairs.

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What do extended RV warranties cover?

A new or old RV certainly needs routine repairs and maintenance services. The cost of these repairs may not be cheap in the long-run as compared to getting the service from an auto dealer you an in contract with after you purchase an extended warranty.

Extended RV warranties cater for repairs such as the engine, transmission, wiring, air conditioning, air conditioning, and many more. Repairs covered are, however, only those indicated in the contract. You will therefore have to be careful when selecting the repairs since you want to make fair use of it. Major repairs can be the ideal preferences that will cost you a lot if you do not indicate them in the warranty.

Cost of extended RV warranties

There is no universal price tag to an extended RV warranty since different brands quote differently. There are also various factors, such as the age of the car and millage that may be considered when citing an extended RV warranty price.

However, you may have to pay roughly $500-$2000 depending on the auto repair dealer you pick. It’s quite important to first do your research before purchase on what will be covered so that you find value in your warranty. An old or used RV with more millage may cost you quite a high will purchasing an extended warranty since the frequency of repairs may be a lot as compared to a new one.

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Pros of an extended RV warranty

1. Safety feeling

One of the undeniable benefits of buying an RV warranty is that you feel safe about repairs. After buying your RV, the last thing you need is a total breakdown that will see you not enjoy your next camping or family road trip. Once you purchase an extended warranty, you feel secure about repairs and have no reason to worry when the need arises.

2. Pricing of spares

After you get into agreement with the auto repair company at a given time of the years, the cost of spares is taken into consideration in the contract. You will, therefore, not have to pay any extra charges when the prices rise, which means you get to enjoy the time value of money in this case. It will be entirely upon the auto dealer to cater for the extra costs as long as your warranty is live.

3. Repair costs are higher

Cutting costs of repairing your RV is a priority you should always take into consideration whether it’s new or old. Service appointments can be relatively high for you, but after you have securely purchased a warranty, you do not have to worry about high expenses. The warranties will cater to the repairs despite the frequency of times you visit the garage if it’s a clause on the contract and therefore it becomes cheaper for you in the long run.

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Cons of an extended RV warranty

1. Doesn’t cover all repairs

One great disadvantage you stand to lose after you purchase an RV warranty is that they do not cater for all repairs. The warranty will only cover the indicated repairs in the contract, and therefore any extras will require you to pay for them, which can be quite expensive and stressful for you. It’s consequently crucial that you indicate major repairs that you can foresee your RV expecting if you know it well.

2. Expiry before use

Another disadvantage is that upon elapse of the warranty, and you did not have any repairs, your money goes into waste. Repairs also that did not match the expense or were lower are a great purchase disadvantage for you since you paid higher than what was offered, which is no blame for the auto dealer.